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Drover Financial
Drover Financial
We are a Canadian Company operating in the province of Newfoundland and Labrador.
Our Company
For decades, we have been committed to providing a variety of financial and insurance services suited to the needs of individuals, professional, and corporate clients.
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Our Capabilities
We, at Drover Financial, focus on the needs of our clients first and foremost. Instead of concentrating on the solutions offered by one provider, we strive to find the answer that works for you, not them.
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Contact Us
We’re here to provide you with a solution, whether it’s for your business or personal, so let us know how we can help.
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Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.
Personal Insurance
Personal Insurance
Be prepared for a number of events to ensure that both your loved ones and you are taken care of for the future.
Why Buy Life Insurance?
Ensuring that you have adequate and proper life insurance in case of untimely death is important not only for you, but also for your dependents.
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Life Insurance
With a number of types of life insurance available, it’s important to understand just which one will work for your dependents and you.
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Critical Illness Insurance
There are many things you can prepare for in life: retirement, marriage, a new house, etc... However, with an increase in the incidence of things such as cancer, being prepared for a critical illness should now be a part of that list.
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Long-Term Care Insurance
For thousands of Canadians, elder care is becoming a pressing concern that ranges from minimal care to intensive care that requires bathing, dressing, and feeding an aging parent.
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Personal Disability
Somethings are unpredictable, but they can change your life for the worse. Whether it is a short-term or long-term issue, we offer solutions so you can focus on your health.
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Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.
Group Benefits
Group Benefits
It is essential for businesses to have a competitive group benefit plan, if they are looking to recruit and retain quality employees. We work with the major insurance companies in Canada in order to provide clients with a cost-effective approach to managing group benefit and insurance plans.
Health & Dental
One of the more basic provisions in a group benefits package, health and dental coverage offers your employees the assurance that you care, while helping you maintain a healthy workforce.
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Disability
Providing disability insurance to your employees is an important element of most group benefits packages, especially in industries of high risk.
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Travel Insurance
If your company operates outside of its home country in any capacity, providing travel insurance to your staff is of great benefit.
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Life Insurance
Through a number of different types of life insurance, it is possible for you to provide security to both your employees and your business.
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Critical Illness Insurance
With a dramatic rise in things such as cancer, Canadians are facing a number of threats to their health prior to retirement. Through Critical Illness Insurance, you can help to address the financial concerns that these illnesses cause for your staff.
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Wellness Solutions
Through a variety of programs, it is possible for you to provide information and options for your employees to encourage a healthier lifestyle, which typically translates to less health claims in the future.
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Request a Quote

Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.
Group Retirement
Group Retirement
Offering options for your employees to prepare for their retirement is of great benefit, and we are able to help you determine just which ones will work for both your staff and you.
Group RRSP
By providing your employees with group RRSPs, you offer them the opportunity to invest in their future while receiving a tax advantage from the Canadian federal government.
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Registered Pension Plan
Give your employees the option to save for their future retirement through one of the more popular financial planning options.
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Defined Contribution Plan
Avoid higher risk and provide your employees with more responsibility for their future thanks to this great group retirement option.
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Deferred Profit Sharing Plan
Celebrate the success of your business with those who helped you get there by sponsoring a Canadian profit sharing plan for your employees.
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Tax-Free Savings Account (TFSA)
Choose an alternative for savings that is tax-free and easy to access at any time thanks to some recent options introduced within Canada.
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Non-Registered Savings Plan
Save for a long-term goal without the limits of other investment options and benefit from a lower tax rate on the account as well.
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Request a Quote

Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.
Business Solutions
Business Solutions
As your business grows, it is important that you ensure the prosperity of the company throughout a number of serious events that could occur.
Corporate Insurance
Ensure that you can continue business as usual despite a number of serious changes or events occurring in relation to your company by talking with us about a variety of options available to your team and you.
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Small Businesses
Developing a relationship with us to oversee your insurance and investment needs as a small business owner will allow you to focus on the important things, and you can let us do what we do best.
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Large Businesses
Just like a small business, large businesses should have a relationship with a trusted insurance broker. Drover Financial will provide the optimal coverage in the relevant areas within the constraints of the business budget.
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Trustee Benefits
Drover Financial can provide coverage for multi-employer groups, such as unions and associations, ensuring you have the coverage for all your employees, and peace of mind for yourself.
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Talk To Us Today

Request a Quote

Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.
Investments
Investments
No matter what your goals, we offer a number of investment opportunities that will suit your needs, and we can advise you on all of these options personally.
Savings Plans
With the right Savings Plan, you can be prepared for your children’s post-secondary education and/or your retirement.
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Tax-Free Savings Account (TFSA)
Save money and avoid taxes through the use of this type of account and you’ll have money for your retirement or anything else that you see as valuable in the future.
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Guaranteed Investment Certificates
In some cases, you may wish to avoid higher risk options for your investments. For such a case, we offer these certificates.
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Segregated Funds
With a number of great benefits, these funds offer investors a great option if they are allowed to mature.
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Annuities
By choosing the right annuity you can rest easier knowing your income will continue after your last day on the job.
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Request a Quote

Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.
The Latest
The Latest
Follow the most recent news from Drover Financial as we help you stay informed about investments, insurance, and much more.
- News
- Newsletter
News
Keep track of what's happening at Drover Financial, get updates about investment opportunities, and learn about recent insurance options.
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Newsletter
Sign-up to our newsletter to stay informed about our company, insurance options, and investment opportunities.
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Talk To Us Today

Request a Quote

Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.

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Drover Financial Contact Us

We’re here to provide you with a solution, whether it’s for your business or personal, so let us know how we can help.

Drover Financial

189 Higgins Line
St. John's, NL A1B 4N4

Tel: 709.778.2388 Fax: 709.722.3933 TF: 1.888.789.9945

Hours of Operation

Monday to Friday 8:30am - 4:30pm Saturday & Sunday Closed

Talk To Us Today

Request a Quote

Call us at 1.888.789.9945 E-mail Drover Financial E-mail Skype Drover Financial Skype

Live chat, Skype, and our toll free number may only be active during regular business hours. For all other hours, please contact us by email.

In This Section

Did You Know?

TSFA is an abbreviation for Tax-Free Savings Account. Learn more here.

Did You Know?

A trustee is a person or firm that holds assets for the benefit of a third party.

Did You Know?

Your policy period refers to the time between the beginning and expiry of your policy.

Did You Know?

A Bear Market is a declining financial market

Did You Know?

Fair market value - The price a willing buyer would pay a willing seller if neither was under any compulsion to buy or sell. It is the standard at which property is valued for a deemed disposition.