Non-Registered Savings Plan

Limitless for the long term

Save for a long-term goal without the limits of other investment options and benefit from a lower tax rate on the account as well.

A type of investment account that allows Canadian citizens to save money for the long term. Non-registered accounts only tax the capital gains created inside the account at 50% of the account holder’s top marginal tax rate. And unlike RRSPs, non-registered accounts have no contribution limits.