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A Certificate of Insurance is a written form that verifies a policy has been written, and provides a summary of the coverage provided under the policy.
A Bear Market is a declining financial market
A trustee is a person or firm that holds assets for the benefit of a third party.
Your policy period refers to the time between the beginning and expiry of your policy.
A Dependent is usually a spouse and unmarried children (adopted, step or natural) of an employee.